Dovly Review: AI-Powered Credit Repair

Dovly is a credit monitoring and repair app.

A credit score is a three-digit number that might not seem that important until you need to make a big purchase or want to take out a loan. But the reality is that your credit score can have a significant impact on your financial future.

If you want to improve your credit score, Dovly is a tool that may be able to help. The app offers a collection of credit repair and credit monitoring services to help you boost your credit score. 

In this Dovly review, I'll explain how the platform works. I'll cover everything from key features to pricing, to help you decide if Dovly is a good fit for your situation.

What Is Dovly?

Dovly is an AI-powered credit monitoring and credit repair service that identifies and disputes negative items from your credit bureau report on its members behalf. According to Dovly, they have a 91% success rate, with the vast majority of Dovly's Premium members seeing an average credit score improvement of 56 points in six months or less.

Dovly was founded in 2018 by Nirit Rubenstein and Tedis Baboumian and, as of this writing, the company operates in all 50 states, plus the District of Columbia. 

What Does It Offer?

Dovly promises to help you build your credit score. Let’s take a closer look at what it has to offer.

AI-Powered Disputes

Incorrect information on your credit report tends to drag your credit score down. Many people looking to build their credit score often find errors on their reports. It’s possible to find and dispute each error on your own, but it's a huge hassle. Dovly’s AI-powered system gives you an opportunity to streamline this process.

After you sign up, Dovly will review your credit report for any accounts that are dragging down your score. If you confirm there is an error on the account, you’ll have an opportunity to have Dovly dispute it with all three credit bureaus.

As you continue to use Dovly, the platform will monitor your credit report to catch any future errors that might appear. 

Marketplace

Disputing errors on your credit report isn’t the only way to improve your credit score. Other credit building tools, like secured credit cards and credit builder loans, can make a big difference to your credit score. Dovly offers a marketplace that connects you to other worthwhile credit building tools.

A few of the partners in Dovly’s Marketplace include StellarFi and Credit Strong.

Are There Any Fees?

Dovly offers a free version and a paid version.

The free version comes with limited features. It includes a monthly TransUnion credit report and score and the option to manually dispute issues on your credit report with TransUnion.

In contrast, the premium version comes with all of the features Dovly has to offer. The cost is $39.99 per month or $99.99 for the year, which is by far the best value. If you are looking for savings, the annual option is a relatively affordable choice. 

Dovly never collects any fees until the services associated with such fees have been performed. 

In the case of the initial monthly payment on Dovly Premium, they collect the funds from the consumer only after the consumer has onboarded and received a full report and score. Because their system is fully automated, they can render these services in a matter of minutes.

How Does Dovly Compare?

Dovly isn’t the only credit repair service on the market. But while most credit repair services tend to be expensive, Dovly is surprisingly affordable, especially if you opt for the annual plan.

For example, CreditRepair.com offers credit repair services for $49.95 per month. Sky Blue Credit Repair also offers credit repair services for $99 per month. In contrast, Dovly is a relatively affordable option.

How Do I Open An Account?

If you are on the fence about Dovly, you can sign up for a free account. You can start the process on the Dovly website, and select the boost my credit score option.

Be prepared to provide some basic information about yourself. This includes your name, email address, physical address, Social Security number, birthday, and phone number. After you answer some basic security questions, Dovly will finalize your account creation. 

Is It Safe And Secure?

Dovly uses data encryption to protect all of your personal information. Additionally, the company has the credibility that comes with working with reputable personal financial companies and national banks. 

How Do I Contact Dovly?

If you need to get in touch with Dovly, you can email support@dovly.com. In general, you should expect a positive experience with the company based on the 4.7 out of 5 star rating on Trustpilot. 

Is It Worth It?

Dovly presents an opportunity to potentially improve your credit score. The high success rate for members improving their credit scores is enticing.

If you are looking for help spotting errors and disputing them with the credit bureaus, then Dovly might be the right choice for your credit-building needs. The relatively low price point, especially when choosing the annual payment option, makes this an especially good option.

But it’s worth pointing out that it’s possible to dispute errors on your credit report without assistance. If you feel comfortable submitting disputes to the credit bureaus on your own, then you can skip the cost of Dovly’s service.

If you decide that Dovly isn’t the right fit, consider implementing other strategies to improve your credit score.

 
Check out Dovly here >>

Dovly Features